SkieCan a phone reseller use Skie to lock EMI phones when payment is missed?
Not yet. Skie does not lock a phone for non-payment today, and the team is working on a broader set of device actions. What Skie does cover is keeping the phone enrolled and hard to strip: factory reset is blocked, identity is recorded, lost mode locks a device, and a lock-all action exists for emergencies.
Phone resellers who sell on instalments want a way to restrict a handset when payments stop. That is a different feature from managing a device for a job, and Skie has not built it.
To be exact, there is no payment-linked lock, no schedule that follows a payment status, and no automatic escalation. Lost mode exists, and it locks a device, shows a contact message and tracks it, but it is meant for missing devices and is controlled by an admin from the dashboard. A lock-all-devices action exists as an emergency tool for an organisation. Treating those as a payment-collection system would be a poor fit.
What Skie does give a reseller is protection of the asset. Factory reset from Settings is blocked, safe mode is blocked, developer options and adb are blocked, and the Skie app cannot be uninstalled or stopped. Android's Factory Reset Protection asks a wiped device for the Skie organisation's Google sign-in, so a reset device is of no use to whoever took it. IMEI and serial are recorded, and a reset device is recognised, so it does not take a second seat.
There are also legal and consumer-protection questions around locking a phone someone is paying for, and they vary by country. Take advice before building a business on it. This is general information, not legal advice.
If a payment-linked lock is essential to your plan, a specialist product is the right choice for now. If you need to track and protect devices you lease or rent out, see the rental company entry.